Anyone who owns a car he needs - but what is the right car insurance?
To give a general answer to this question is not possible, because they are not the best car insurance that adapts to each driver / vehicle, and each is optimal.
In recent years, insurance requirements auto insurance more vast and complicated, so really the only suggestion made to counsel the matter is still time. We want to give you advice on this page to choose car insurance for your own case, by which you can save money or get a best possible security
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Liability Insurance
In liability insurance car insurance is required by law. The premium is determined using type classes is known in conjunction with the personal claims bonus ...
Partial coverage
In car insurance is the part of insurance on a voluntary basis. The premium is determined using the classes of so-called type ....
Comprehensive Insurance
In auto insurance is fully comprehensive insurance on a voluntary basis. The premium is determined using type classes is known in conjunction with the personal claims bonus ...
Classes of claims
As the insurance premium for automobile liability is actually calculated ...
Notice periods
Upon cancellation of auto insurance, there are several variants include different time ...
The basics of car insurance
car insurance policy and includes all forms of insurance around the car. These include the compulsory motor insurance, the insurance (complete and partial coverage), the letter of protection, traffic law, insurance and passenger accident insurance.
The automobile liability insurance is generally required by law. It pays for all damage caused by a motor vehicle (car) to other persons or property. In case of damage, the injured party the opportunity to make their claims directly against the insurer directly enforceable.
Insurance covered the damage to the vehicle. A distinction is made between partial and fully comprehensive coverage. In the partial insurance the vehicle is insured against damage caused by fire, storm, explosion, theft and the like. For complete coverage, the car is insured in all these areas and, in addition to a total loss.
The car, a letter of protection against the insured vehicle breakdowns or accidents. Covers, for example the cost breakdown and accident assistance, salvage, towage, use of the rental car (at a distance from home to 50 km) and so on. The differences are letters of protection offered by car clubs from those offered by insurance companies. Car clubs usually provide only the owner of a car, insurance, however, to ensure the actual vehicle.
The insurance protection covers traffic-law in the event of a dispute automobile, legal fees, fees for experts' fees, court costs, if any, the costs of the opponent and so on. They generally help in the enforcement of claims for damage and supports the policy holder as the owner, driver and passenger of a motor vehicle and pedestrians.
The Personal Accident Insurance provside additional protection for vehicle occupants. It is purely a sum insured. In case of accidents, which are directly related to control and use of the car is paid regardless of fault, the sum insured contractually agreed. This can be ensured under the so-called fixed system or the judicial system. When all the seats flat rate system of the car are included in insurance. When you are alone system ensures that areas that were included in the contract, for example, only the driver and front passenger seats.


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